LEGAL WARNING: This calculator provides financial estimates based on 2026 USA Social Security Administration (SSA) actuarial tables. It is for educational and informational purposes only. It does not constitute professional investment, tax, or legal advice. Benefit amounts may change due to future government policies, cost-of-living adjustments (COLA), and individual work history. We do not collect, share, or store any personal financial data. Use of this tool constitutes acceptance that the developers are not liable for any financial decisions made based on these estimates. Always verify with SSA.gov before filing.